Disability • Accident • Critical Illness • Cancer • Hospital
Planning for the Unexpected
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions.
Accident insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured. The insured can spend the benefit payment however they choose. Accident insurance is complementary to, not a replacement for, health insurance.
Critical Illness Insurance
Critical illness insurance is a type of supplemental insurance that pays out a one-time lump sum cash benefit if you are diagnosed with a covered condition, such as cancer, heart attack, or stroke.
Cancer insurance is a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations.
Hospital indemnity insurance is supplemental medical insurance coverage that pays benefits if you are hospitalized. Among those are a benefit for treatment in an emergency room, and a benefit paid for certain outpatient procedures.